A nurse is reviewing the records of a group of clients. Which of the following clients should the nurse identify as eligible to receive health insurance under the Medicare program?
A client who is below the age of 18
A client who is age 65 or older
A client whose income is below the poverty line
A client who does not have any other kind of health insurance
The Correct Answer is B
Choice A: A Client Who is Below the Age of 18
Medicare is primarily designed for individuals who are 65 years of age or older. However, there are exceptions for younger individuals with certain disabilities or specific conditions like End-Stage Renal Disease (ESRD) or Amyotrophic Lateral Sclerosis (ALS). Generally, children under the age of 18 are not eligible for Medicare unless they meet these specific criteria.
Choice B: A Client Who is Age 65 or Older
This is the correct answer. Medicare is a federal health insurance program primarily for people who are 65 years of age or older. It provides coverage for hospital care (Part A), medical services (Part B), and prescription drugs (Part D). Individuals who are 65 or older are automatically eligible for Medicare if they or their spouse have paid Medicare taxes for at least 10 years.
Choice C: A Client Whose Income is Below the Poverty Line
Medicare eligibility is not based on income level. Instead, it is primarily age-based (65 or older) or condition-based (certain disabilities, ESRD, or ALS). Individuals with low income may qualify for Medicaid, a separate program that provides health coverage for low-income individuals and families.
Choice D: A Client Who Does Not Have Any Other Kind of Health Insurance
Lack of other health insurance does not automatically qualify someone for Medicare. Eligibility for Medicare is based on age (65 or older) or specific medical conditions, not on the absence of other health insurance. Individuals without other health insurance may explore options like Medicaid or the Health Insurance Marketplace.
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Naxlex Comprehensive Predictor Exams
Related Questions
Correct Answer is D
Explanation
Choice A Reason:
Proportionate mortality refers to the proportion of deaths in a population attributable to different causes. It is expressed as a percentage of total deaths. While useful for understanding the distribution of causes of death, it does not provide a direct comparison of overall mortality rates between different populations or regions.
Choice B Reason:
Case fatality rate is the proportion of individuals diagnosed with a particular disease who die from that disease within a specified period. It is a measure of the severity of the disease rather than the overall mortality rate. This metric is not suitable for comparing general mortality rates between a state and the entire country.
Choice C Reason:
Cause-specific mortality rate refers to the mortality rate from a specific cause of death within a population. While this can provide insights into the impact of particular diseases or conditions, it does not offer a comprehensive view of overall mortality. Comparing cause-specific mortality rates would require multiple comparisons for different causes, complicating the analysis.
Choice D Reason:
Crude mortality rate is the total number of deaths in a population over a specific period, usually expressed per 1,000 or 100,000 individuals. This rate provides a straightforward measure of the overall mortality in a population, making it the most appropriate metric for comparing mortality rates between a state and the entire country. It allows for a direct comparison of the general health status and mortality burden across different regions.
Correct Answer is B
Explanation
Choice A reason: Studies show a minimal increase in confidence levels among mentored youth
While mentorship can have various benefits, the statement that it shows only a minimal increase in confidence levels is not entirely accurate. Research indicates that mentorship programs can significantly boost self-esteem and self-confidence among youth. However, this choice does not directly address the primary rationale for referring a disruptive student to a mentorship program.
Choice B reason: Students who are mentored are more likely to attain educational success
This statement is supported by extensive research. Mentorship programs have been shown to improve academic performance, increase high school graduation rates, and enhance overall educational aspirations. Mentored students often receive guidance, support, and motivation that help them succeed academically. This rationale aligns well with the goal of addressing disruptive behavior in school by providing positive role models and support systems.
Choice C reason: Mentored teens tend to recover better from bullying experiences
Mentorship can indeed help teens recover from bullying by providing emotional support and guidance. Mentors can offer a safe space for mentees to discuss their experiences and develop coping strategies. However, while this is a valid benefit of mentorship, it is not the primary rationale for referring a disruptive student to a mentorship program.
Choice D reason: Mentorship will help the child avoid social activities during the teen years
This statement is incorrect. Mentorship programs aim to encourage positive social interactions and engagement in constructive activities. They do not seek to isolate children from social activities but rather to guide them towards healthier and more productive social engagements. Therefore, this rationale does not support the referral for mentorship.
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