A nurse is reviewing the records of a group of clients. Which of the following clients should the nurse identify as eligible to receive health insurance under the Medicare program?
A client who is below the age of 18
A client who is age 65 or older
A client whose income is below the poverty line
A client who does not have any other kind of health insurance
The Correct Answer is B
Choice A: A Client Who is Below the Age of 18
Medicare is primarily designed for individuals who are 65 years of age or older. However, there are exceptions for younger individuals with certain disabilities or specific conditions like End-Stage Renal Disease (ESRD) or Amyotrophic Lateral Sclerosis (ALS). Generally, children under the age of 18 are not eligible for Medicare unless they meet these specific criteria.
Choice B: A Client Who is Age 65 or Older
This is the correct answer. Medicare is a federal health insurance program primarily for people who are 65 years of age or older. It provides coverage for hospital care (Part A), medical services (Part B), and prescription drugs (Part D). Individuals who are 65 or older are automatically eligible for Medicare if they or their spouse have paid Medicare taxes for at least 10 years.
Choice C: A Client Whose Income is Below the Poverty Line
Medicare eligibility is not based on income level. Instead, it is primarily age-based (65 or older) or condition-based (certain disabilities, ESRD, or ALS). Individuals with low income may qualify for Medicaid, a separate program that provides health coverage for low-income individuals and families.
Choice D: A Client Who Does Not Have Any Other Kind of Health Insurance
Lack of other health insurance does not automatically qualify someone for Medicare. Eligibility for Medicare is based on age (65 or older) or specific medical conditions, not on the absence of other health insurance. Individuals without other health insurance may explore options like Medicaid or the Health Insurance Marketplace.
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Related Questions
Correct Answer is D
Explanation
Choice A Reason:
Posting the analyzed findings on the health department section of the city's website is important for transparency and public awareness. It allows the community to access the information and understand the health issues identified. However, this action alone does not directly address the health issues identified in the assessment. It is more of a communication strategy rather than an intervention.
Choice B Reason:
Educating members of a vulnerable population about available public health services is a crucial step in ensuring that these populations can access the services they need. This action helps in bridging the gap between the health department and the community. However, it is a part of the implementation phase rather than the planning phase. The primary goal of the assessment is to identify issues and plan interventions.
Choice C Reason:
Conducting focus groups with local residents to discuss their usage of public health services is a valuable method for gathering qualitative data and understanding community needs and behaviors. This can provide deeper insights into the issues identified in the assessment. However, like choice B, this is more of a data collection method rather than a direct action plan to address the identified health issues.
Choice D Reason:
Preparing a plan to address a health issue in a specific area of the city is the most direct and actionable step that aligns with the core function of assessment. The purpose of conducting a community health assessment is to identify health issues and develop strategies to address them. This choice involves creating a targeted intervention plan based on the findings, which is the ultimate goal of the assessment process.
Correct Answer is B
Explanation
Choice A Reason:
Improving their education level could provide the client with a broad selection of coverage plans to choose from. While higher education can lead to better job opportunities and potentially better health insurance options, the direct link between education and the variety of coverage plans is not as strong as the link between education and employment opportunities that offer better benefits.
Choice B Reason:
Returning to school could help a client get a job that allows them to gain access to health insurance that provides more coverage or better benefits. This rationale is based on the idea that higher education often leads to better job prospects. Many jobs that require higher education levels also offer comprehensive health insurance benefits. By improving their education, clients can qualify for positions that provide better health coverage, thus improving their overall health outcomes.
Choice C Reason:
Increasing their education level will help the client be approved for program assistance from certain nonprofit organizations. While some nonprofit organizations may offer assistance based on educational attainment, this is not a common or primary reason for improving health outcomes through education. The focus is more on the employment and insurance benefits that come with higher education.
Choice D Reason:
Returning to school can enable students to be eligible to receive grant money set aside for this purpose. While grants and financial aid can support educational pursuits, they do not directly improve health outcomes. The primary benefit of returning to school in this context is the potential for better employment opportunities and health insurance coverage, not the financial aid itself.
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