A nurse is reviewing the records of a group of clients. Which of the following clients should the nurse identify as eligible to receive health insurance under the Medicare program?
A client who is below the age of 18
A client who is age 65 or older
A client whose income is below the poverty line
A client who does not have any other kind of health insurance
The Correct Answer is B
Choice A: A Client Who is Below the Age of 18
Medicare is primarily designed for individuals who are 65 years of age or older. However, there are exceptions for younger individuals with certain disabilities or specific conditions like End-Stage Renal Disease (ESRD) or Amyotrophic Lateral Sclerosis (ALS). Generally, children under the age of 18 are not eligible for Medicare unless they meet these specific criteria.
Choice B: A Client Who is Age 65 or Older
This is the correct answer. Medicare is a federal health insurance program primarily for people who are 65 years of age or older. It provides coverage for hospital care (Part A), medical services (Part B), and prescription drugs (Part D). Individuals who are 65 or older are automatically eligible for Medicare if they or their spouse have paid Medicare taxes for at least 10 years.
Choice C: A Client Whose Income is Below the Poverty Line
Medicare eligibility is not based on income level. Instead, it is primarily age-based (65 or older) or condition-based (certain disabilities, ESRD, or ALS). Individuals with low income may qualify for Medicaid, a separate program that provides health coverage for low-income individuals and families.
Choice D: A Client Who Does Not Have Any Other Kind of Health Insurance
Lack of other health insurance does not automatically qualify someone for Medicare. Eligibility for Medicare is based on age (65 or older) or specific medical conditions, not on the absence of other health insurance. Individuals without other health insurance may explore options like Medicaid or the Health Insurance Marketplace.
Nursing Test Bank
Naxlex Comprehensive Predictor Exams
Related Questions
Correct Answer is B
Explanation
Choice A Reason:
The need for social support to abstain from smoking is an important factor in tobacco cessation. Social support can significantly influence an individual's ability to quit smoking by providing encouragement and accountability. However, according to the Health Belief Model, the focus is more on perceived benefits and barriers, perceived severity, and perceived susceptibility. While social support is crucial, it is not the primary focus of the Health Belief Model in this context.
Choice B Reason:
The benefits of not smoking when engaging in sports and other activities is a key aspect of the Health Belief Model. This model emphasizes the importance of perceived benefits in motivating behavior change. Highlighting the positive outcomes of not smoking, such as improved athletic performance and better overall health, can effectively encourage high school students to avoid tobacco use. This approach aligns with the model's focus on perceived benefits as a motivator for behavior change.
Choice C Reason:
The school's no smoking policy is an important regulatory measure to prevent tobacco use among students. However, the Health Belief Model focuses more on individual perceptions and motivations rather than institutional policies. While the policy is essential for creating a smoke-free environment, it does not directly address the personal beliefs and attitudes that the Health Belief Model targets.
Choice D Reason:
The local town ordinance regarding smoking bans in certain public spaces is another regulatory approach to control tobacco use. Similar to the school's no smoking policy, this ordinance is important for public health but does not align directly with the Health Belief Model. The model is more concerned with individual perceptions of risk and benefit, rather than external regulations.
Correct Answer is D
Explanation
Choice A Reason:
The Social Cognitive Theory, developed by Albert Bandura, emphasizes the role of observational learning, social experiences, and reciprocal determinism in behavior change. It considers both internal factors (such as self-efficacy) and external factors (such as social influences and environmental conditions) in motivating behavior change. Therefore, it does not focus solely on internal factors.
Choice B Reason:
The Ecological Model, also known as the Social-Ecological Model, looks at multiple levels of influence on behavior, including individual, interpersonal, organizational, community, and public policy levels. This model highlights the interaction between individuals and their physical and sociocultural environments. It does not focus exclusively on internal factors but rather on a broad range of influences.
Choice C Reason:
The Transtheoretical Theory, also known as the Stages of Change Model, describes the process of intentional behavior change through five stages: precontemplation, contemplation, preparation, action, and maintenance. While it considers internal factors such as motivation and readiness to change, it also acknowledges the role of external factors and interventions in facilitating progress through these stages.
Choice D Reason:
The Health Belief Model focuses on individual perceptions and beliefs as the primary motivators for adopting healthier behaviors. It considers factors such as perceived susceptibility, perceived severity, perceived benefits, and perceived barriers. This model is centered on internal cognitive factors that influence a person's decision to engage in health-promoting behaviors, making it the correct answer for a model that looks only at internal factors.
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