A nurse is reviewing the records of a group of clients. Which of the following clients should the nurse identify as eligible to receive health insurance under the Medicare program?

A client who is below the age of 18

A client who is age 65 or older

A client whose income is below the poverty line

A client who does not have any other kind of health insurance

Answer and Explanation

The Correct Answer is B

Choice A: A Client Who is Below the Age of 18
Medicare is primarily designed for individuals who are 65 years of age or older. However, there are exceptions for younger individuals with certain disabilities or specific conditions like End-Stage Renal Disease (ESRD) or Amyotrophic Lateral Sclerosis (ALS). Generally, children under the age of 18 are not eligible for Medicare unless they meet these specific criteria.

Choice B: A Client Who is Age 65 or Older
This is the correct answer. Medicare is a federal health insurance program primarily for people who are 65 years of age or older. It provides coverage for hospital care (Part A), medical services (Part B), and prescription drugs (Part D). Individuals who are 65 or older are automatically eligible for Medicare if they or their spouse have paid Medicare taxes for at least 10 years.

Choice C: A Client Whose Income is Below the Poverty Line
Medicare eligibility is not based on income level. Instead, it is primarily age-based (65 or older) or condition-based (certain disabilities, ESRD, or ALS). Individuals with low income may qualify for Medicaid, a separate program that provides health coverage for low-income individuals and families.

Choice D: A Client Who Does Not Have Any Other Kind of Health Insurance
Lack of other health insurance does not automatically qualify someone for Medicare. Eligibility for Medicare is based on age (65 or older) or specific medical conditions, not on the absence of other health insurance. Individuals without other health insurance may explore options like Medicaid or the Health Insurance Marketplace.

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Correct Answer is C

Explanation

Choice A Reason:
This statement is incorrect because it describes a true negative, not a false negative. A true negative occurs when the test correctly identifies that a person does not have the disease. In a two-by-two table, this is represented in the cell where both the actual status and the test result indicate no disease.

Choice B Reason:
This statement is incorrect because it describes a true positive, not a false negative. A true positive occurs when the test correctly identifies that a person has the disease. In a two-by-two table, this is represented in the cell where both the actual status and the test result indicate the presence of the disease.

Choice C Reason:
This statement is correct because it accurately describes a false negative. A false negative occurs when the test incorrectly indicates that a person does not have the disease when, in fact, they do. In a two-by-two table, this is represented in the cell where the actual status indicates the presence of the disease, but the test result indicates no disease.

Choice D Reason:
This statement is incorrect because it describes a false positive, not a false negative. A false positive occurs when the test incorrectly indicates that a person has the disease when, in fact, they do not. In a two-by-two table, this is represented in the cell where the actual status indicates no disease, but the test result indicates the presence of the disease.

A. A client who has health insurance but requires a supplemental policy. B. A client whose income is below the poverty line. C. A client who has health insurance from their job but is recently unemployed. D. A client who is a young adult between the ages of 18 to 25.

Correct Answer is B

Explanation

Choice A Reason:
A client who has health insurance but requires a supplemental policy is not typically eligible for Medicaid based solely on this need. Medicaid is designed to provide health coverage for individuals with low income and limited resources. While supplemental policies can help cover additional costs, they do not qualify someone for Medicaid.

Choice B Reason:
A client whose income is below the poverty line is eligible for Medicaid. Medicaid is a means-tested program that provides health coverage to low-income individuals and families. Eligibility is primarily based on income and, in some cases, other factors such as disability or family status. This choice aligns with the primary eligibility criteria for Medicaid.

Choice C Reason:
A client who has health insurance from their job but is recently unemployed may qualify for Medicaid if their income falls below the eligibility threshold. However, the key factor is the income level, not the employment status alone. If the client's income remains above the poverty line despite unemployment, they may not qualify for Medicaid.

Choice D Reason:
A client who is a young adult between the ages of 18 to 25 does not automatically qualify for Medicaid based on age alone. Eligibility for Medicaid is primarily determined by income and other specific criteria. While some young adults may qualify under certain circumstances, age alone is not a determining factor.

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A nurse is reviewing the records of a group of clients. Which of the following clients should the nurse identify as eligible to receive health insurance under the Medicare program?

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Naxlex Comprehensive Predictor Exams

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Correct Answer is C

Explanation

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Correct Answer is B

Explanation

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